Your life revolves around providing for your family and protecting their standard of living. Each day, you work hard to earn a living to ensure everyone in your home is comfortable, needs are met, and your children have an education and a future. But what would happen if you are unexpectedly removed from the picture?
What will happen to your family if something were to happen to you tonight? Who will educate your children? Will your spouse or significant other be able to pay the bills, keep the family home, and have funds enough to retire someday? If you are gone or diagnosed with a chronic, critical, or terminal illness and are unable to return to work, how will your family maintain the standard of living you've worked so hard to provide?
When you want to provide protection and financial security to those who matter most to you, life insurance is a good place to start.
Historically, life insurance was purchased solely to provide death benefit protection for surviving family members immediately following the death of a loved one. However, the life insurance we offer includes a living benefit. Simply put, a living benefit, called an accelerated death benefit rider, is provided at no additional cost to the holder of the life insurance policy. The living benefit enables the policyholder to receive a partial or full cash advance against the death benefit in the event he or she is diagnosed with a qualified medical condition, such as a chronic, critical, or terminal illness.
At Finger Financial, we recommend life insurance with living benefits as the foundation to every financial plan. We offer multiple types of insurance to match your needs and budget.
Life insurance is often considered the cornerstone of financial plans by many individuals and their financial advisors. While the main purpose of life insurance is to help take care of your family in the event of your death, policies can also serve other purposes. We offer multiple types of insurance to match your needs and budget, so you have the confidence of knowing you’re covered.
Don’t know where to start? Let our team of professionals walk you through the process, help uncover your needs, and pair you with the best life insurance policy for you, your family, or your business.